Low Deposit Car Lease Deals

A low deposit car lease — also called a 1 month initial rental — means you only pay the equivalent of one monthly payment upfront before your contract starts, rather than the 3, 6, or 9 months typically required. It's one of the most accessible ways to get into a new car, keeping your initial outlay to a minimum while still benefiting from a brand new vehicle, full warranty, and fixed monthly payments throughout your agreement.

Anyone who is approved for a Personal or Business Contract Hire agreement can take advantage of a 1 month initial rental deal. Eligibility is based on a standard credit check — the same process as any car lease. There are no special criteria or restrictions unique to low deposit leasing. If you're unsure whether you'll be approved, our team is happy to guide you through the process before you commit to anything.

Yes — because you're paying less upfront, the monthly rental will be slightly higher compared to a deal with a 6 or 9 month initial payment. However, the overall total cost across the full lease term is often very similar. It's simply a question of how you want to structure your payments — more upfront for lower monthlies, or less upfront with slightly higher monthly costs. Our team can run through the numbers for both options so you can choose what works best for your budget.

Yes — all of our electric car lease deals are available with just 1 month initial rental, making it easier than ever to get behind the wheel of a new EV without a large upfront payment. These deals are clearly marked in our listings. If you have a particular model in mind or want help finding the best EV deal on a low deposit, speak to our team and we'll put together a bespoke quote.

No — there are no hidden fees. All pricing shown on our low deposit deals includes VAT (for personal leasing), road tax, and full UK mainland delivery. The only additional cost to be aware of is if you choose to add an optional maintenance package, which covers servicing and tyres for a fixed monthly addition. Everything else is included in the price you see.

A true zero deposit car lease — where you pay nothing upfront at all — is not available on standard Personal or Business Contract Hire in the UK. The minimum initial rental on contract hire is 1 month, which means you pay the equivalent of one monthly payment before your contract begins. This is the lowest upfront cost available, and is what we mean by a "low deposit" or "1 month initial rental" deal. If you've seen "no deposit" advertised elsewhere, it's worth checking the small print — the cost is often rolled into higher monthly payments instead.

No — these are two different things. A 1 month initial rental refers to the upfront payment at the start of a standard lease contract, which then runs for 24, 36, or 48 months. A "1 month car lease" typically refers to a short-term lease where the contract itself only lasts one month. If you're looking for a short-term or flexible lease — where you only commit for a month or a few months at a time — visit our short-term car and van leasing page for those options.

Our low deposit car lease deals currently start from £201 per month on a 1 month initial rental, with 397 models available across all makes and body types. The cheapest deals change regularly as new stock arrives and offers are updated — the listings above are always showing our current best prices, sorted lowest first by default. If you have a specific budget in mind, use the budget filter above the listings or get in touch and our team will find the best match for you.

Yes — all of our 1 month initial rental deals are available on both Personal Contract Hire (PCH) and Business Contract Hire (BCH). Business customers benefit from being able to reclaim 50% of the VAT on lease payments (or 100% if the vehicle is used exclusively for business), which significantly reduces the effective monthly cost. If you're looking for a low deposit business car lease, get in touch and our team can provide a tailored quote with and without VAT for easy comparison.

Yes — a 1 month initial rental is simply the upfront payment option; all other contract terms remain fully flexible. You can choose a contract length of 24, 36, or 48 months, and set your annual mileage allowance to suit your driving habits (typically 5,000 to 30,000 miles per year). A longer contract or lower mileage allowance will generally give you lower monthly payments. Use our annual mileage calculator if you're unsure how many miles you cover each year.